Household net worth
$663,500
+3.2% this quarter
Assets$1,283,500
Liabilities$620,000
Monthly bills$659/mo

The house

Property details
163 Blockhouse Bay Road
Blockhouse Bay, Auckland 0600
TypeFreehold — Residential
Land607 m²
Floor180 m²
Beds / baths3 / 2
Year built1965
Council RV$1,150,000
Estimated value$1,245,000
Rates & insurance
Council rates$3,240/yr
CouncilAuckland Council
InsurerState
Premium$1,710/yr
PolicySTA-4821903

Mortgage

$620,000
remaining of $780,000
5.89%
Fixed until 14 Nov 2026
21% paid off \u00b7 50% home equity
LenderANZ
Account01-0234-0198765-00
Repayment$2,840.00 fortnightly
Next payment22 Apr 2026
Term remaining22 years 4 months
Start date15 Mar 2020

Vehicle

2019 Toyota Hilux SR5
KTG 249 \u00b7 Crystal Pearl White
VINMROFR22G201234567
Odometer87,420 km
Purchase price$52,000
Current value$38,500
WOF due3 May 2026
Rego due12 Jun 2026
InsurerAA Insurance
Premium$1,380/yr
PolicyAA-VH-90234
Service history
8 Feb 2026$485
Full service \u00b7 Toyota Henderson \u00b7 85,200 km
14 Aug 2025$220
Oil + filter \u00b7 Toyota Henderson \u00b7 78,100 km
3 Mar 2025$1,840
Full service + tyres \u00b7 Toyota Henderson \u00b7 71,400 km

Monthly bills

PowerMercury Energy
$185/mo
InternetSpark — Fibre Max
$99/mo
WaterWatercare
$65/mo
House insuranceState
$143/mo
Car insuranceAA Insurance
$115/mo
Contents insuranceState
$52/mo
Total$659/mo